Critical Illness
DMC Financial Services
Critical Illness cover is something you hear people talking about but what is it? There is often chat that a policy wont pay out when you need it.
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Critical illness insurance is a policy designed to give you some “breathing space” should you perhaps be diagnosed with Cancer. It is designed to pay out if you have one of the specific medical conditions or injuries listed and you meet the definition set out in the policy.
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Critical Illness Cover is designed to provide a sum of money, if during the term of the policy you are diagnosed with a terminal illness or one of the critical illnesses covered on the policy. Depending on the policy this payment may be a lump sum or a monthly benefit.
Critical Illness Cover can incorporate your children, depending on your needs and requirements and the chosen provider, for no additional premium.
If your child was ill the last thing on your mind would be going to work everyday, the money provided by your policy would provide you with at a sum to cover expenses or replace your income so that you can concentrate on what’s important.
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It is important to make sure you have the most appropriate cover for the personal needs of you and your family. We will provide tailored advice on the most appropriate cover and policy options for your circumstances available from all the top insurers.